We may update and modify the parts or all of these conditions, including the fees associated with using the API. If we update or change these conditions, the updated terms will be published in www.xola.com/agreement-api. The updated conditions will be effective and binding for the next business day following the date of publication. If we change these conditions, the “Last Update” date above will be updated to reflect the date of the last release. We recommend that you read these conditions regularly. No delay in exercising a right or remedy or non-recourse will be a waiver of that right or remedy, or any other right or remedy. A waiver of an opportunity is not a waiver of a right or recourse to future opportunities. 17. Generalities. This agreement is governed by the laws of the State of California and is interpreted in accordance with the laws of the State of California, without applying the rules of conflict of laws and without applying the right of sale of the United Nations. All disputes arising from this agreement are subject to exclusive and exclusive jurisdiction and the jurisdiction of state and federal courts in San Francisco, California.